We’re all well aware of the current economic situation. These days it seems that you can’t pick up a newspaper, watch the news on television, or even have a conversation with a friend without this topic being brought to your attention.

It seems that the current economic realities are top-of-mind for many of us, and we’re all extra aware of our finances, investments and work situation. History has shown us that the normal economic cycle includes times of recession in between prosperous times. With everyone feeling the pinch of the current economy, it’s only natural to hope for the onset of an economic recovery as soon as possible. But how will we know when it’s on its way?

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While listening to a celebrity being interviewed on the radio recently, I heard the quote:

The harder I work, the luckier I get.

I’ve heard this quote before, but it caused me to reflect about the true keys to success.

In starting this discussion, it’s important to first acknowledge that we all have different definitions of success. In other words, everything’s relative and one person’s version of success is likely different from the next. For the purpose of this discussion, let’s put that larger issue aside for now and each focus on what we think it will take for us to each attain success, individually, by our own standards in 2009.

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Many people capitalize on the New Year, making it a time to create resolutions aimed at improving themselves and their current situations. Given these difficult economic times, it is more important than ever to be mindful of your finances, and it’s likely that many resolutions this year revolved around this very topic. Here are a few tips to make the most of your financially-focused resolutions:

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